February 6, 20224 yr Hello, I've recently purchased a barn for conversion, and need some insurance. I've been quoted £2300 for 18 months (~£1500 per year) which seems quite steep, so I was wondering approximately how much other people are paying for insurance, and how hard they found it to even get a quote (I'm not finding it an easy process to even get anyone prepared to quote at all!). Thanks, Paul
February 6, 20224 yr 49 minutes ago, hellopaul said: I've been quoted £2300 for 18 months What does that include? Ours was about the same price and covered Site caravan and content, own plant but not hired. We bought our own telehandler, digger and dumper. We did it through ProTek At the time they didn't do the structural warranty though.
February 6, 20224 yr 2 hours ago, hellopaul said: Hello, I've recently purchased a barn for conversion, and need some insurance. I've been quoted £2300 for 18 months (~£1500 per year) which seems quite steep, so I was wondering approximately how much other people are paying for insurance, and how hard they found it to even get a quote (I'm not finding it an easy process to even get anyone prepared to quote at all!). Thanks, Paul We are just asking for quotes Last time we covered public liability and the house and garage against fire and vandalism As soon as you start covering plant and tools The insurance seems to jump up £605 four years ago with Protect Be careful not to have to extend for a short period as they charged nearly the same for an extension of 6 months Edited February 6, 20224 yr by nod
February 6, 20224 yr The rebuild cost influences the premium. My last 12 month premium was about £500 with £10k cover for the static caravan but no tools or plant hire insurance.
February 7, 20224 yr Author @Ajn This is what the quoted policy covers: Existing Structure Sum Insured: £200,000 Contract Works: £350,000 Contents Sums Insured: Not Insured Own Plant Sum Insured: Not Insured Hired in Plant Sum Insured: Not Insured Public Liability: £2,000,000 Advanced Loss of Rent Not Insured Terrorism Not Insured Non Negligence: Not Insured Excess: £1,000 Advanced Loss of Rent Excess: Not Insured
February 7, 20224 yr 53 minutes ago, hellopaul said: @Ajn This is what the quoted policy covers: Existing Structure Sum Insured: £200,000 Contract Works: £350,000 Contents Sums Insured: Not Insured Own Plant Sum Insured: Not Insured Hired in Plant Sum Insured: Not Insured Public Liability: £2,000,000 Advanced Loss of Rent Not Insured Terrorism Not Insured Non Negligence: Not Insured Excess: £1,000 Advanced Loss of Rent Excess: Not Insured Feed the same cover requirements into the Protek online quotes Web page.
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