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Found 2 results

  1. SuperJohnG
    Hi all, I'm currently in the process of finalising buying my plot of land which I will purchase outright with savings. UPDATE: I do have a fairly comprehensive budget together already for the total development costs and also basing on £1200/m^2 for a 200/m^2 house. So I have a pretty accurate understanding of what I will need. I've previously interfaced with Buildstore and went through with an advisor for pre-application advice. Kind of like an agreement in principle over the phone to say how much we can possibly get which seems fine. However I stopped the process at that time as I hadn't finalised a land purchase and didn't want to apply. However my question is - when would you do (or when did you do) the formal application and would you do it with a number of companies?. I would think I should wait until the land transaction is complete - but I see some post saying it can take 5-6 months?. Also can you do the application then get approved but not actually take the money straight away? you just remain approved until the point you require the money? In my timeline, I plan to complete transaction for land within the next 8 weeks, then from there start to progress the design with an architect / AD / Timber frame company. Then I will get everything in place and I would think break ground maybe next summer once I have fully planned the build. So any advice, pitfalls and pearls of wisdom greatly appreciated.
  2. mikew1978
    We have full planning permissions to demolish a stone built cottage and rebuild it with block and render. In addition we will extend, at the same time. Both the cottage and the extension will be a timber kit. The extension will give an addition 100% floor space to the property, and it will be clad in Siberian larch timber. We are currently trying to mortgage through Buildstore. They are quite adamant that any mortgage we take will require the extension to have a block work skin. Is this correct? Has anyone else come up against this? Is there a way round it?
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