SarahG
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Everything posted by SarahG
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Ah thanks, this is great. Sorry not checked on here in a while. I need to try this out, I have photos but no watermarks so really need to figure this out or I know I am saving up a lot of work and problems for myself!
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Android also here. It's a Google Pixel, couple of years old. When I check the photo settings on my phone it has all the info there. My issue is more that I need to get the GPS and timestamp on to the actual photo, and also my builders photos. Seems our SAP assessor wants this Although he did say he doesn't like it, but it is what they require. If I could just pdf it all and add the dates/location myself then that would be so much easier, I could just add the details to the photo myself, I think that is all the app is doing anyway. Maybe I am overthinking this (not the first time). No not just a one off unfortunately- it's the whole build that needs capturing for Part L. Thanks @SteamyTea. I will look in to that one too.
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Probably a stupid question, but can anyone recommend a good app that will give me the GPS location and timestamp on my photographic evidence? I have a free app I was using, but they all seem to use the current date and location of wherever I am at the time. My builder has lots of photos, but if he sends them to me I can't get the GPS info added? I mean I can go round to the site and just use the app there, but obviously dates will all be wrong! Just wondered what other people are doing? I feel like there must be a simple and proper way to do this.
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Self Build Mortgage - Conveyancing Solicitor
SarahG replied to SarahHutch's topic in Party Wall & Property Legal Issues
We used Louise Simons at Russell and Russell. Her team were brilliant, it all went though super quick and also was very reasonably priced. https://russellrussell.co.uk/advice-for-you/conveyancing/self-build-conversions -
Warranty site inspection report and percolation test
SarahG replied to SarahG's topic in New House & Structural Warranties
Yes I know that now, the builder had guessed basically. We are now doing percolation test (as I said 2 weeks ago). So that is all sorted. I am now in the process of getting a site inspection survey done.. -
Warranty site inspection report and percolation test
SarahG replied to SarahG's topic in New House & Structural Warranties
Apparently the email from BCO is not good enough! They now want us to pay £600 for a desktop study, which after my experience with ecology and bat studies will probably lead us down a path of more studies needed for no reason and more money down the drain! Can anyone recommend a company for a site inspection report that isn't going to try and rip us off? -
Warranty site inspection report and percolation test
SarahG replied to SarahG's topic in New House & Structural Warranties
For the site inspection report this is a standard question, so if you weren't required to have one you can just ask Building Control to send an email to confirm why you didn't one. In case anyone else gets asked this, no need to panic like me -
Warranty site inspection report and percolation test
SarahG replied to SarahG's topic in New House & Structural Warranties
Perfect- thanks. I am going to do that. Then I will have my soakaway design! -
Warranty site inspection report and percolation test
SarahG replied to SarahG's topic in New House & Structural Warranties
Well we have our soakaway design, so maybe we can do the percolation tests ourselves. Like you say process seems to be easily enough to find online. Our design is far better than the existing soakaway for the house that was built 80 years ago and there were never any issues there, so I can't imagine there should be too much to worry about. Not sure how soil samples will benefit us, foundations have already been dug and filled in with concrete anyway, all signed off by BCO... don't know the point of a site inspection. I'll call them tomorrow and ask. -
Just had our first inspection from warranty surveyor and they are asking for a site investigation report and also a soakaway design and percolation test to be completed. I'm not sure what a site investigation report is and why we need one. It seems to be more to do with possible contaminated land? Anyone else had this request? We have our soakaway design, can we do percolation test ourselves? It is mostly sand, but there is some clay which I assume is why they have asked. Feels like we are about to embark on another episode of spending 1000's on reports again 😭
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Good that makes sense- ok so maybe I am in agreement in having hard flooring downstairs due to the UFH. I can perhaps afford a couple of rugs. This is my exact memory of sisal, defeats the object of a nice soft carpet. Maybe we can agree on a wool loop pile or similar for bedrooms only. Oh really- I wanted light stone coloured tiles for the downstairs too. Definitely like the idea of carpet runner on stairs. Now my head is spinning with too many flooring options!
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@Conor - Depends on the carpet you go for! He wants this expensive sisal stuff. Although I wouldn't put that in kids bedrooms. @JohnMo why is UFH and carpet rubbish? We will have UFH downstairs only but I wanted carpet in playroom and study. Upstairs won't be UFH so guess it doesn't matter then. My issue with hard flooring also is you then have to spend a fortune on rugs to make it actually feel nice and homely. Also will it be more noisy with hard than carpet?
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I see here that you cannot claim VAT relief for carpet - https://www.gov.uk/guidance/vat-refunds-for-new-builds-if-youre-a-diy-housebuilder#goods-you-can-or-cannot-claim-for Can you claim back the VAT on hard flooring though, such as solid wood floor or tiles? I am currently going through a debate with my husband if we have solid flooring throughout the whole house- I want carpets in bedrooms and he does not. I think if you have to pay VAT on carpet and not on hard flooring then this might support his argument and not mine?!
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We were not keen on the windows our builder recommended and he is happy for us to source our own. So having heard positive stories from others about windows from Poland we are looking at this company which a friend recommended- https://eurostyl.net.pl/en Has anyone used them before? We have a quote which seems pretty reasonable, they are really helpful and seem to be able to provide exactly what we want and the website looks good (not necessarily an indicator!). I cannot find any reviews online though.
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Contractors All-Risk Policy and mortgage lender interest
SarahG replied to SarahG's topic in Self Build Mortgages
Thanks- I have sent across my site insurance quote from Protek which mentions Saffron. I am hoping that will be enough to satisfy them. So I can just take that policy out and we are good. -
Contractors All-Risk Policy and mortgage lender interest
SarahG replied to SarahG's topic in Self Build Mortgages
Yes that's exactly it. I wasn't quite sure if we needed our own site insurance, as far as I can tell it's all covered under the builders insurance. He seemed to think we didn't need it anyway. I'll speak to Protek as I have my warranty through them and have a quote for site insurance. If they can mention saffron on that policy then maybe I will need to do that. Oh well what's another £1000 😩 -
Our lender has stated in terms of our mortgage offer the builders policy must state the interest of our lenders and of us as well. Obviously it does not, as it covers all his work. Just wondering if others have come across this and what they have done? I suggested to the builder maybe we need a standalone policy for just our build, he said he would take a look.
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Ah ok. Yes their house is next door and is about 3m away.
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No we are not building anything on their side. We are building wholly on our land. There will be a new fence which will be placed on the boundary.
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We served our neighbours with a section 1 notice as we are building our single story garage right up to the boundary, wholly on our land. From what I can find online it says- Unlike other sections of the Party Wall Act, an adjoining owner cannot just appoint a surveyor on receiving a notice unless they can establish an actual dispute over the section 1 notice. Actual disputes are fairly limited and so it is unlikely that serving a section 1 notice will result in surveyors being appointed or a Party Wall Award needing to be made. Now we have received a letter from their surveyor saying they dissent to our works and have appointment them to represent them and we must draw up an award now. There is no detail on why though. Anyone have any insight or experience?
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Sliding sashes with weights and cords and double glazed. Don't really want any mock features on the exterior as want it to look as traditional as possible. Thanks!
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Just wondered if anyone can recommend a supplier for timber sash windows ideally with structural (rather than astragal) bar running down the middle. Asking for a friend
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Do new mortgages always send a valuer to site?
SarahG replied to Raine's topic in Self Build Mortgages
I have never in 14 years had anyone to the property for our first mortgage or any standard remortgage since. This is the first self build and they will be sending someone, they could just use Zoopla and save me £1400 and them some time.. -
Finally the lender is happy with the builder! My mortgage advisor went above and beyond to help us. The builder also sent us lots of useful documents, all this managed to reassure them thankfully. So glad to make it to the next stage, now the land valuation. I'm sure this will be fine..