Hi All
I found you while googling some questions about the VAT reclaim process and was amazed how many helpful members there seem to be - excited to have joined!
I recently inherited half a bungalow on the next road to my parents, and my husband and I are in the process of buying the other half with a view to demolishing the existing property and building a 4 bed family home. We decided to go ahead after unsuccessfully looking to buy a house in the area (currently living in a cladded flat in London - the joys), though are very conscious we may have bitten off more than we can chew given our level of experience - I can just about hang a picture unaided. We’ve also just found out we are expecting twins, so life is going to get very busy within the next 6 months! In terms of plan we have an architect already and are hoping to find a good main contractor who is able to take on most of the project management when it gets to construction stage - with us and my parents keeping a close eye.
We just received our first draft plans from the architect last week so it’s all getting very real and exciting. But this has thrown up a couple issues:
1) The proposed house is about 40m2 bigger than expected. Not a massive deal, but would take us outside of our original budget, so we’re now having to look at financing options more seriously and looking at self build mortgages however we would only really be needing a ‘top up’ in the later stages and I’m not sure if the usual lending structure fits with this.
2) We would ideally be looking to create an in out drive (existing entrance is narrow, shared with neighbor and has a green cabinet on one edge so limited visibility) but unsure whether our planning application should be submitted based on the existing access/with our ‘ideal’ access arrangement/whether we should be applying for additional access ahead of submitting the planning application.
Very grateful for any comments or
tips, but most of all just wanted to say hello ?
