Just a quick preface that I am very happy with my MVHR unit and would install one again in a heart beat, please don't let this post put you off getting MVHR!
My unit has been installed for 9 years roughly and during that time I have regularly changed the filters, annually or bi-annually cleaned the heat exchanger and once or twice reached in and tried to clean what I can reach of the fan blades.
Approaching a decade of use, I thought I should open up the unit properly and take a look at the fan blades and give them a thorough clean and was shocked by what I saw:
If you're unaware, that fan blade should be black and the inside of the unit should be white / grey, like on the exterior.
I nearly fainted when I saw this as I've two kids and monitor interior and exterior air quality very carefully to try ensure they're breathing clean air. Then I see this and panic it's been blowing mould spores over us all. I've realised now that this is the fan venting to the outside, so hopefully won't have been affecting the indoor air.
Anyway, apologies for the rambling on but I know some other people have experienced mould and I wondered what the consensus is on preventing it, or is it just a case of checking fans more regularly than every decade.