PSC88

Even with the above we are looking at £500k plus for demo, foundations and fees which I believe is excessive.

To add some context, I’m building a property on a plot that’s been valued at £750k my build costs are coming out to be approx £1 million. My end value for the property post build was listed at between £2- £2.2 million. my broker has queried why the surveyor recommended a £1.8 mill rebuild cost to the mortgage company as she believes this may be an error particularly as he signed of the build costings at a 1 mill. I was surprised at the level of insurance cover required. £1.8 mill rebuild cover on a total GDV of 2-2.2 mill seems high. particularly as the land alone valued at £750k plus

Hi Im looking for recommendations for my self build insurance my surveyor and mortgage company require cover for rebuild cost for £1.8 million Most insurers online quote a max £1 mill rebuild cost protek are quoting me just under £4k for 12 months this seems steep any other recommendations or brokers?

Hi I am about engage a private building control company for my building control full plans sign off. i just want to make sure I have all the Documents they may request. -block plan -full scaled floor drawings, include cavity/insulation/ventilation info and steel and lintel info also windows. - detailed foundation and drainage drawings include foundation depths, block and beam info. -first floor joist drawings (provided by timber company L) -roof plan and timber joist drawings (provided by timber company) include weight bearing calculations etc - desktop ground survey report - SAP calculation report is there anything I’m missing here? im demolishing a bungalow (only built in 1992) and replacing with a house in largely the same foot print but extending on both sides. will I need anything else to get the building control sign off?

CIL exemption confirmed yes only conditions pre commencement were that materials to be discharged by council which had been done and tree protection fencing to be erected as per my tree protection plan

Okay got it! so I’ve read it states must submit the application and drawings attest one week before commencing work. so if I submit the drawings and commence demolition this is ok? if there are any queries with drawings /calculations i presume they will be in touch ?

I have not appointed the private building regs company yet stage I’m at 1) planning appoved 2) building control and materials drawings submitted. 3) self build mortgage approved and conveyancing commenced./CIL liability form approved (self build) 4) demolition notice submitted 5) contractor appointed and confirmed start date. 6) contractor provided info for private building control firm 7) gas/electric firms contacted to disconnect connections am ready to break ground?

Hi just hoping the forum can help shed some light on the building regs after full approval. i have full planning approved and then my architect submitted building regs. I was initially given a refusal on one of the discharge conditions on materials. i resubmitted materials and council provided an approval on the the materials discharging the conditions. Am I now good to go? Or should the council be providing some form of building control approval on the construction drawings? im not using my council for building regs im using a private company. im demolitions a bungalow so have submitted a demotion notice Many thanks

Hi just a query in terms of VAT reclaim for DIY self build. In have had metal railings/fencing installed around my plot boundary (bungalow to be demolished and rebuilt) these were installed about 6 months ago. after planning was secured although they were not part of the planning application. Installed primarily to secure the site as originally there was a large overgrown hedge/trees in this area which were removed as part of the planning process. my build is going to commence in about 3 months. will I be able to claim back the VAT on these once my build is concluded? the final part to my railing will be a motorised gate which we are not installing until post build to allow for access

Hi i applied for my full self build mortgage with ecology after getting a AIP. full application went through a couple of weeks ago and had a couple of queries from underwriters which I answered. have just received the payment link for valuation Does this mean the underwriting is cleared? it’s a large sum for the valuation and just want to make sure that once valuation cleared I’ll hopefully be getting my offer!

I am currently tendering for my self build, have an agreement in principle will a builders quote be enough for the costings? Or will I still need a full break down by stage/QS estimate ? thanks

Hi self build mortgages appear to stay a lot more fixed then standard reiss risk which change daily/weekly. can anyone who has taken out a self build mortgage in 2025 state what sort of rate they paid many thanks pardeep

Don’t forget the additional costs self build warranty, insurance….building control costs before you can break ground

Yes, aim was to save the costs of the main contractor who will most likely be using the same tradespeople as my but adding 20% profit margin

I have given costs to broker my broker also states that need a CV of work from contractors, particularly if they don’t have a website? I just wanted to know how far this will need to be broken down as could be 20 different trades used in the end to complete varying parts of the job