Sorry for delay in replies, have been out for work.
I do not recall seeing any insultation. We had an extension put on the rear of the house a few years ago and so I was able to see the flooring. I wish I'd taken photos but from memory there wasn't any foam type insulation.
That would seem to be the obvious answer, but not sure why it only occurs mainly at the front door/living room. Whatever way the water is getting in, it can clearly take the same route to exit the house.
I don't and I don't remember seeing any insulation. I went to their sales office nearby but they said - conveniently - that they've changed the way they lay floors and the original site managers are no longer around.
Basically no flex, although I do feel that since this has happened a few times in the past 2 years the floor in the lounge feels a bit like whatever is under the carpet is maybe a tiny bit warped?
When I saw the flooring contractors laying the floor they put screed down, then cut plywood to go over the top of that. Then basically glue the laminate down (a quick check on youtube for "laying amtico spacia" seems like that is normal?).
If I move away the gravel I eventually get down to some hard concrete type material (not smooth, but "chunky"). Probably about a foot.
...and Sparrowhawk replied: My thought too. If you can hear it as you move, how much flex are you feeling in the floor?
As per the OP's description
The construction of the flooring is (bottom up):
Concrete
Plastic Membrane
Plywood
Laminate (glued down)
The 'squidge' appears to be occurring between the concrete and the plastic immediately on top of it. I don't think there is any suggestion that the concrete is moving.
I agree. Also, the squidging noise doesn't occur at the walls, its always either in the centre of the room or hall/front door entrance. That could just be where it's pooling however.
I may have the plastic under the plywood wrong actually. We had the same original contractor install flooring in our extension a few years ago and they used screed to level off then just put plywood and flooring down.
What is the LA, I'm not familiar with that? Trying NHBC again, but first step is always asking for photos of any damage. Unfortunately(?) in my case it's based on sound rather than visuals.
Really appreciating all the good suggestions here.