Had the builder back and he confirmed the tiles had a minimum of 75 mm overlap . I'm putting it down to condensation , the felt having rotted away at the bottom obviously was an issue , as any water trickling down didn't go into the guttering, the fitting of eaves trays should sort that problem .
Also had to have an air brick vent fitted in the upstairs bedroom because of mold caused by condensation , caused by tennants refusing to ventilate properly.