Hi 

 

I am due to start building a chalet bungalow soon. The builder we are employing says that he has his own insurance. 

 

I will clarify the insurance that our builder has. He will be the project manager of the construction. 

 

The property is a corner plot and a new deed has been created for the chalet bungalow. 

 

What insurance should I get to cover the build? 

 

I am planning to get a warranty for the property from Build-Zone. 

 

This is my first build, so learning as I go along. 

 

Any advice appreciated. 

 

Cheers 

 

IM

When we were getting quotes for turnkey the builders were saying they had their own insurance and because of the liability they would not allow us on site, unless invited at key stage inspections.  So really depends on what way you are doing things.

 

We ended up doing most the build ourselves and were self insured.  Only real issue is liability if someone injuries themselves, so you may want to cover yourself with third party liability insurance.  Didn't see much benefit to in theft insurance as the excess nearly covered the replacement cost of anything left on site.  We ended having a wheel barrow stolen, that was it, and someone writing on a project plan on the wall.

 

Other thing to consider is rebuilding cost if a storm rips through the place at the worst time.

Thanks John, much appreciated.