TemperanceNI

Hi Calvin, We have "started" and I use the term loosely. We have followed alot of similar advice on here and from people we've met and have decided to at least start the foundations with our own money. There should be a fella coming out this week to mark out the site for digging and we are currently wrestling with a rather large tree stump in the way of the visibility splays! Looks like we are going to be living the mobile home life soon

Thanks for the input guys very helpful. Another theory that has been put to me is buying a property for a few years with the hopes of selling it with the hopes of making a profit or breaking even. Although this idea concerns me as it sounds like gambling with the housing market and it could easily go wrong, this would be instead of renting and simply losing potential build money.

Thankfully living between parents houses and have been for the past 3 years but we will need somewhere to live in the mean time so its looking like a rental sadly.

We are waiting on a costings report coming back from a QS now so will see what he comes up with. We are currently in talks with ecology, the only thing putting me off was no fixed rates, the good thing about them was that they are not too bothered about being near farms and shared lanes etc. which we have to deal with

Thank you, yes I think we will try and at the very least get the foundations in ourselves to secure the site

We had talked about a static and I would be up for it. My other half unfortunately, she is not so fussed. It may have to be a rental sadly and the market is dire right now

I think that is going to be the current plan, I understand we may get limited in our choices for lenders at this stage but its the only real option I can see so far. Ulster bank have closed the doors unfortunately. Thanks

Hi All, We are currently trying to get a self build project off the ground in Northern Ireland. Have seen a few posts here that have been very helpful. We have planning permission, site secured, BC etc. We are really just now at the stage of trying to fund the build. After alot of problems trying to get quotes (which was understandable due to the skyrocketing cost of material in the past year or so) we eventually found a builder willing to do it for 206k. Is is a 2400sq ft build, alot of other builders were quoting 300k+. Unfortunately the builder was giving off a few red flags, he was not NHBC registered (again not a massive problem as I know alot are not) but we also havent been able to see evidence of his other builds and other people that have used him. The issue with his quote is that it was very basic and this was not suitable for any of the banks. We had tried the Progressive and AIB but both turned the site down due to its close proximity to farm buildings (and a few other small details). To cut a long story short we are now considering building it ourselves over the course of a number of years mainly to save money and to be able to move into it before it is finished (banks want the house completed and therefor want us to borrow the full amount), I was just wondering if anyone else in NI had found themselves in a similar situation (we will be searching for further quotes but we suspect 200k is a bit of a pipe dream in the current climate). If so what was it like building over time? I appreciate a lot of detail is missing from this post so happy to answer any questions. Thanks!