Pete Nice

@markc So just an additional piece of info. A local solicitor we spoke to showed us a letter a neighbour received from a different company (not the original beneficiary) a few years ago about not getting permission to do some work. Could the original developer's assets have been picked up by another company when they liquidated?

Yeah the insurance is £200 so it's not really a huge amount. Think I'll still go head with it - thanks for your input.

@joe90 So do you think it's a waste of money getting indemnity insurance?

I stumbled across this forum while searching for advice on restrictive covenants. I'm in the process of building an extension - planning approved - party wall agreement in place and no objections. We do have a restrictive covenant in our deeds that require permission from the developers to build an extension. Our deeds date back to 1970 and the development company no longer exist - they went into liquidation a few years ago. A few of the residents here have been here since 1970 and have had extensions and have done restricted work without getting permission. I'm in the process of getting indemnity insurance to be on the safe side but I wondered what everyone's thoughts are on this - is it a waste of money? Is the covenant still enforceable?