Thank you for all your input.
firstly, UFH is not as cheap as radiators? Even though every website you go to p, whether ufh or general sites, all say different.
with regards to the temperature, the ufh suppliers suggested the boiler at 70 degs would be better, and 55 degs for return, would be good. So what is the better temperature for the boiler and return ( on ufh?). I have rads upstairs so they will need good heat I guess. Therefore will they not take much longer to heat the room? What is a good setting for my boiler for efficiency of cost, as well as for the system?
with regard to how much hot water are you using, there are 2 of us in the house, and have 1 shower each a day, and then general washing hands after toilet use etc. The dishwasher and washing machine heat the water as it comes into the machine, so boiler not used.
to be very clear, the ufh thermostats are set to 19 degs between 6am and 9pm. Then between 9 pm and 6 am they allow the room to drop to 16 degrees. Again I was told this was better, by the ufh supplier (tech team).
in previous houses, with not as good insulation, we had radiators with one thermostat set to 19 degrees during the day, until about 9pm, then off, and back on about 7ish. The most we use was about 1.5 gas meter units per day (even in winter), but now we are up to about 3. These older figures are both for combi boilers and those with water tanks.
the house previous to this the meter measured in cubic meters, and was not a combi boiler. Very poor insulation, and still we used less gas than now.