Country Geek

Thanks, I always thought indemnity policies only covered building work with no building regs, not necessarily structural defects. Are all conveyancing solicitors much of a muchness or are there some specialists in older houses?

How would I go about getting an indemnity policy? Who would issue it?

Correct

Correct

The other end is rendered. Yep, could do, big job though, and as I say its not really a buyer issue it's more mortgage lender surveyors. We had lots of interest last time round and not one person (buyer) noticed it.

Thats the end wall of a row of 5. Thats our wall not shared

Its an end of terrace of a row of 5 cottages that used to be farm outbuildings I think. I just know it was an issue last time round but I never got to the bottom of why there were issues. Nobody actually gave us the exact reason, I am only assuming it was this that flagged up. I don't know where I'd be able to find the buildings full history ? Any ideas?

Would it look odd if I put a massive vertical trellis ~1.5mx3m up that part of the wall?!

I still don't get this though. Why isn't it opened out at the bottom too?

But wouldn't fresh pointing just raise more eyebrows? The "jut join" is still going to be there, just a little tidier. Structural survey = peace of mind, 450 Repoint I guess about the same, looks slightly better, still question marks. Both = 900!

Yeah I guess that does make sense. The wall internally does jut out at the hallway (where this join is) so maybe they opened out the wall slightly?

With regards to this wall, not to my knowledge. Heres the full wall:

Great point. Yes, as an ace in the hole. Last time, buyers didn't raise it. Its not obvious, (as obvious as it looks in the pic!) Its a massive wall. Its definitely more likely a lender's issue than it is a buyer's issue.

By the way a full structural report will only be £450, and then £50 to transfer it into the buyer's name. If the report is all good, at what point would you give the information? 1. Before it becomes an issue/concern (ie on offer accepted) 2. Upon visit from mortgage lenders surveyor 3. To support any challenges brought up by mortgage lender survey?

Its an old house, the movement hasn't happened in our tenure. Far from it. What happened when we bought it? I'm not risk averse and we had a basic survey carried out. So you think get a structural engineer report to squash any concerns from buyers or from lenders or both?