CornishTom

Hi, We are a family of 5 looking at our first self build project to build hopefully a 200sq m family home for the next 15-20 years. Land is £205k, with a build budget of c£350k. We have managed to secure a site with some land under offer which has outline planning permission. We have been reading up and engaging with architects and contractors but would really welcome some advice around: 1. Project cashflow - We have savings (house sold and currently renting), that could purchase the land but not complete the build. Funders seem to want the land to have final planning in place before they will fund any purchase, but how can we make this work if land currently has outline planning but not final. Have others bitten the bullet and bought land with outline and then refinanced the project later down the line? 2. Land title - The land is being split off from a current title and we have concerns about access for services etc, have people moved forward discussions on services and the cost of getting these to a site before completing on a land sale, as they have quite a significant impact on budget? Thank you for any help and advice its greatly appreciated.