Mark Boland

I already had rolls of 1200 visqueen, that’s the only reason I used it… regards the membrane, i can’t think of the name and it’s at site. I’ll check in the morning but I believe it’s circa £300 a roll.

Evening Folks, looking for some advice. Been building a 4 bedroom detached since March 2020. On the pre-planning conditions it stated we use a gas membrane compliant with CS2. I have used this all round the perimeter and above the engineering brick. However, I have used 1200 gage visqueen above & below the insulation and pinned the underfloor heating to it and lapped this onto the perimeter/gas membrane. I have found out this evening that I must get a Geologist to do a site survey in order comply with the pre-planning conditions (basically to check the gas membrane is correct)…. And pay £500 for the pleasure. I have a concrete pour happening Tuesday at 8am and the chance of me getting someone out is slim and if they do come I’m presuming it’s going to fail? I’ll also have to take back Up the underfloor heating and start the process again using gas membrane which doesn’t come cheap! please note - The gas trace was very very minimal. On the planning, we initially said 75mm scread for floor level but since I have changed to 100mm finished/polished confrere floor, does anyone know if this has any benefit to me given the above? any help/advice would be massively appreciated! thanks

Thanks, some interesting points to take on board. Regarding the planning permission, it was only full authorised early January 2020, so all good on that front. Regarding the land gift/sale, i'm hoping the accountants will shed some better light on this situation as there's numerous opinions online.

Thanks Ferdinand. We will now be separating the 5 plots into individual plots. The "Shared LTD Company" will be used for shared pathways, roadworks, electric gates, tree care etc. But the actual individual house build will be done as a self-build. That is the plan as of today's date. But, that's one of the reasons I have joined this forum and have meetings with an accountant etc in the coming weeks.

Thanks Dan, I've seen a couple of similar links. I'm going to get in touch with Ecology today and see what they say.

Thanks Ferdinand. We are meeting with an accountant over the next couple of weeks, just wanted a heads-up, appreciate it.

Morning Folks, Long one, so please bear with... My Dad, uncle and 3 of their friend bought a plot of land for £62,000 each in November 2017. All in the building trade at different levels, from builder to commercial director. they bought the land as joint LTD Company. An additional £35,000 has been put in each. In order to pay; Solicitors fee's, Accountants, roadworks, tree care, planning permission, mining companies, fencing, councils, up-keep etc. It was decided that I will "buy" the house from my dad 12 months ago as I will live there when it is complete, so I have put the majority of the £35,000 into the project. (which was my savings for my own house). We are now at the end of our savings and are looking to apply for additional funds to fund the actual build of the house. Me and my partners combined salaries are circa £80K+ and have a good credit history. The next step will be to get a price for what the plot is currently worth, we feel it will be around £120K+, given the planning permission and state of the land since initially being bought for £62K. The estimated build costs are circa £110,000 (appreciate this sounds low, but it has been worked with the help of a lot of trades people given the connections etc) the estimated finished property value will be worth circa £350,000/£400,000. Looking for some advice/help on the following: Gifting land to a child or family member? If I go down the self-build route, the plot will need to be in my name as apposed to my Dad's to get the mortgage/loans etc. If so, whats the best way to go about it, with regards to tax etc. I have made a few steps with Buildstore, but after reading some forum's, I believe Ecology are overall a better company? The rough %APR I have been quoted on a self build is 5/6% and they promise to swap you over after the completion of the build to a regular mortgage. Is this possible to get an interest only mortgage until the completion of the build? I would hope that my rate would be pretty good as my LTV Rate would be around 50% when getting a "real mortgage". When using the self build companies, given the above circumstances, would they borrow me a lump sum given i am giving them land as collateral or would it still be in staged payments? The other option would be to look down a personal loan route, or maybe use the land as collateral? Appreciate this is long winded, but any any information (On anything!) would be massively appreciated. Thanks