Raphael Andreas

I guess i’ll have to. To be honest, I thought i’d be laughed at as soon as I mentioned my budget and the fact that I have no finances saved up haha

I literally have no idea haha. I imagine that i’d be looking for no less than a 0.025acre plot, but definitely no bigger than 0.03. I keep getting confused when people talk about sqm costs because when people say Xsqm, are they talking about the floor plan dimensions? Or the GIA? And when people refer to figures like £3k/sqm - is that supposed to be land and build incuded? Or just the material and construction costs?

I see that the rules say not to ask anything specific here - but let’s just say that my biggest question will be affordability/finance. There’s so many variables and such to discuss - but before I begin to try to find plots or get ahead of myself in any other way, I suppose it’s worth getting some quick preliminary answers to 2 very broad/hypothetical questions: From start-to-finish, can a 2 story, 2 bed, 80m^2 house (including land and every other expense) be built on a budget of £280k in the West Midlands? (Tamworth/Sutton area) and 2; what’s the maximum LTV that someone can realistically get when self-building? I.e. how much cash would I need, at a minimum? I currently live at home with parents rent-free, so there would be no pressure for things to move quickly either. I know questions like these are like asking “how long is a piece of string?” - so I do apologise, but before I spend all the time in the world researching this self-build stuff, I kind of need to know if the idea is a non-starter to begin with!