That was my thinking re the lateral movement, if there's nothing to butt up against it won't need a space. For insulation it'll be 100mm PIR between the joists and subfloor. (warm roof with similar construction, and 90mm in the walls) I've not added it to my rough plan yet so I guess it looks like I'll be leaving it uninsulated which isn't the case!
Thanks for the reply! I've seen a few reputable tradesmen use groundcrews for similar builds, i.e https://www.youtube.com/watch?v=yueMxg8G948 and https://www.youtube.com/watch?v=vgcCMlRPkkk , they seem to be quite decent and well recommended. I am toying with the idea of a concrete insulated base but I'll need around 2.5m3 of concrete for the base which will probably need pumping from the front of the house to the end of the garden to stand laying it in time, so a bit unsure of the cost (imagine it's ££££) on that.
It will be insulated with 100mm PIR on the base below the subfloor, (warm roof with similar construction, and 90mm in the walls) the ground screws will raise it ~150mm from the ground and I'll probably look at putting some OSB + DPC on the bottom face of the base, but a bit unsure about the best way of doing that.