Thanks everyone for all the wisdom - it's like winding up a series of clockwork experts and watching them go! Mega reply incoming...
On ventilation, this is something I've entirely internalised and become paranoid about so will be making sure of it! As it stands, it feels very ventilated under there but I'll be sure to keep it flowing! When it comes to wall ventilation under the floors, would this be done internally?
Apologies for the dodgy sketching - I'm yet to perfect the fast draw! The plan would be to sandwich the membrane between the OSB and the joist then staple and batten to the bottom of the OSB to keep the hammock taut across the gap.
Thanks, Nick! Just on the VCL - would there be an issue with using a polythene VCL sheet over PIR so that I don't need to get too exact with the foil tape or does that create issues by having two impermeable layers on top of each other?
Luckily no gas pipes in this part of the house (besides the long empty coal gas ones) and, fingers crossed, will be going to an ASHP in future. Much as the idea of a massive balloon of natural gas under the lounge sounds tempting...