YorkieSelfBuild

That's great, thank you. I don't want more delays to finish the kitchen, granite installers are due this Friday. I'll email them about the crack and if they can still install. Do I still need the steel support bars like this one?

My sink didn't come with any clips. Sink is in temporarily since I've moved in before completion while waiting for a stone worktop. Problem is the front bar has cracked. Would something like attached photo support the sink's weight and would a baton underneath the front bar reinforce it so the whole unit doesn't need replacing?

Hi, I bought a DIY Kitchens kitchen and got an undermounted sink elsewhere. The kitchen's been fitted, with a MDF worktop while I wait for the granite worktop to be installed. But the sink has no supports underneath it, it's resting just on the sink unit which has a crack now. The builder is saying DIY Kitchens should have supplied the supports but surely it depends on the sink I chose? And it's the fitter's job to know undermount sinks need extra support. The question is does the sink unit need replacing (from builder's pocket) or would a length of wood underneath it reinforce it enough?

I had better luck with Howden but only when house is completed. They asked if trees were within 7m, 5m high, nothing on species, and they had SIP as wall option. I got £270 quote from Aviva but I noticed policy says not close to river or cliff, I'll have to clarify quarry cliff is ok. So that puts my mind at rest. This is a massive financial gamble for me, not many options if it falls apart.

Good idea. I've asked my neighbours, waiting to hear back. Also asked for developer's broker as they have a similar house

It's self build but with JCT contact with builder. Yes, that seems the best plan, keep site insurance for building, separate contents insurance. I used Go Compare and got some quotes! From £67 upwards. I chose walls as "prefabricated combustible" and roof as "tiles". Also no structural building (load bearing walls, extension) or renovation (electrics, plumbing are complete) works, cos bathrooms, kitchen and flooring are considered cosmetic. But it didn't ask about trees so I'll have to check each quote for that.

I've read Scottish insurers are used to timber frame houses, not seen as unconventional. Can anyone recommend some names?

Developer / architect / builder says their foundation design has compressible element to account for clay shrinkage and expansion.

Thanks for the replies. It was GIS that went into so much detail when I said yes, there are trees within 15m. Then asked about distance, height, species. Others haven't asked those specific questions, just have you had subsidence, near water, etc. But all refused to quote when I said it's not completed. On trees, i just went and measured it. Nearest about 5m. Would that count as within 5m? They're sycamore and ash, plus hawthorn, apple, oak and willow (from the TPO plans), all can cause subsidence (thanks, Google). So now I'm thinking of continuing site insurance but get separate contents. So I tried Direct Line, 2 quotes, only difference was wall material. Brick £145, timber frame can't quote.

Hi I've tried getting quotes from GSI, Adrian Flux, etc and been refused, mainly cos it's not completed yet though being timber frame, SIP walls and concrete tile roof doesn't help. But I'm getting worried about the other questions, like are there trees within 15m and is there is cliff? I'm FTB so never had buildings insurance before. I have a wooded area at back and trees to one side, some with tree preservation orders. I thought the only issues with them was trimming branches, never thought about subsidence. Some trees are only about 4m away. Also the development is near the edge of an old quarry. Surveyor's report was all clear on if my house was going to fall down. Have a bought a dud, a clunker, a lemon, something that isn't insurable or ruinously expensive to insure?

Home Protect is £974 pa, 400k rebuild, near a (quarry) cliff and Frontier won't quote. Hmm, I hope being timber frame won't bite me in the backside

Thanks, I'm a FTB so everything's new to me. My neighbours are on danger development, they moved in 2 month's ago! My house had delays but still

Ha ha, no single plank direction, true, but still got the "arrows"

Hi I currently have site insurance from BuildCare/BuildStore. Can I move in before completion? If I can, can I switch from site insurance to building and contents insurance? It doesn't cover contents and it's over £1200 pa. I think one solution is site insurance for building and separate contents insurance? I've read other posts so I have a list of insurers to contact for quotes (or find a broker) for TF house with less than 20% timber cladding. Cheers

Thanks, nod. I was told banisters could go on before LVT, but I'll check. Hmm, reason joiners might not come back is being laid off by developers. So should be free if I hire them myself