Forgive my ignorance, google hasn't been super helpful so far...
What does a 'building completion certificate' have to have? Is it possible to see an example of one somewhere?
As I understand it, completion certificates are crucial for showing Mortgage companies that your build is 'finished' (so you can receive final stage payments, then move to new better mortgage rates)
Our problem is that although most of the house will be finished in 12 months, it will take us a couple more years to achieve the fully finished, fancy-pants spec we'd like on kitchens, bathrooms, flooring etc. We can borrow enough on the mortgage to fund the bulk of the build, but will have to earn-and-spend for the finer details, or rely on remortgaging later on (during this time we won't need to live in the house, so from our point of view it won't 'need' a kitchen for example)
What i'd like to understand, is how 'unfinished' a building can be, but still be classed as 'complete'! Does that makes sense?!
Grateful for any advice, thank you