As I wrote the last blog entry, Scotland ???????  were beating England ???????  in the Calcutta Cup and we were all wondering when Lockdown 3.0 would end - we're nearly there apparently. We were also sorting out re-mortgaging to a lower fixed interest rate, - DONE, and we are paying about £200 a month less than before!! choosing insulated raft supplier - DONE, we went with Jackodur Atlas system determining steel re-inforcement requirements for the foundations - DONE and for