To secure the purchase of my building plot, I have to first lend a large sum on money to a family member. It'll be a short term loan, basically bridging the gap between when he buys the whole property and we successfully obtain planning permission for the subdivided plot, roughly 3 months we think, at which point legal ownership of the plot will pass to me and the loan will be cleared.   It's a great opportunity, we all want it to work, but we do need some legal backup "just in case".