Hey all,   We completed our house build about 6 months ago in Glasgow. We have our Habitation Certificate, we have our SER, we have all the forms, but since we built during lockdown we had no architect site visits as planned. This means we have no structural warranty. Our architect is being very difficult about issuing the certificate and doing the inspections retrospectively. We are on an extremely high interest self build mortgage. Banks won’t lend so we cannot remortgage without the