My question is regarding VAT (the VAT office phone line as others have reported is not working).    My wife and I would like to move into our property before it is totally finished as we have a newborn baby. Once building control have signed the property off, is that what VAT reclaim consider to be “completion” as I still will need to do stuff like finishing the driveway, decorating etc which are all VAT refundable?   On a side note - can anyone recommend an insurance company wh