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Showing content with the highest reputation on 02/15/20 in all areas

  1. The last job is finally getting done, putting in the gates. They are up but still have to be centred and the electric connected. We think they look great. Then the builders have to come back for snagging. There isn't too much to do. Probably around a week's work. I need to jet wash the garden walls.
    4 points
  2. There have been instances recently where the opposite is true.
    3 points
  3. We’re having a 60sqm holiday let built, after knocking down a horrible old garage It will include triple glazed aluminium windows. Under floor heating (with minimal screed to allow faster warm up due to sporadic occupation), 8kw Ecodan (mainly for DHW) and a 9kWp in roof solar array. The holiday let will be linked to the main house via 3ph supply so we can utilise the PV excess on our main house (260sqm barn conversion, circa 1800s with ASHP) progress pics so far...
    2 points
  4. Had a chance to watch the whole programme whilst baking bread this afternoon. Recommend others watch and disagree if you do. My comments are harsh on the programme editorial: The landlords in the programme all seem absolutely fine. Long term business people investing in their houses, building up their businesses long term and providing a service to their customers that those customers want. All reputable, all straight and all competent, significantly taking on projects the Councils would not tackle. A couple of criticisms can be made eg the 3x chap with the flash car, but they are relative fleabites. Will return to that. I would expect any competent long term risk-taking business person to build a decent lifestyle over 10 years; my kitchen fitter has a replica Cobra in his garage for fun. Comments can be made around the issues of "one way bets" in the property market, and "tax breaks" and so on, and especially around Councils not being allowed to reinvest etc. I think that is the real target of the programme makers, but the fools decided to go the traditional shock horror individual landlord demonisation route instead of making a serious argument. Instead they put forward an editorial account that is half prejudice and half lies. And the environment businesses operates in is set by the framework created by government. IMO the most egregious lie was the one I pointed out - multiple references to the reduction in Council Home since 1980, juxtaposed with shock horror "some are now in the PRS", when in fact the vast majority of the fall in Council House numbers is down to stock transfers and houses now Owner Occupied. 800k are now in the PRS. 1.2 million are now Owner Occupied. 1.3 million are with Housing Associations. 0.5 million are with ALMOs - Arms Length Management Organisations. There was only one accurate mention afaics, about 30 minutes in. There were rather strange suggestions about "Investors snapping up council houses at bargain prices". A transaction between a willing buyer and a willing seller at an auction or via an Estate Agent is a market price not a "bargain". Even the signoff line was "But should investors be able to snap up ex-Council Houses at bargain proces". Again, stoking up prejudice. It is correct that there have been abuses - but this programme did not document any. The only slightly flash LL was a 32 year old who had built up a 25 property portfolio over 10 years - very much not get rich quick - and was shown with a flash car. But he was supplying inclusive bills rooms near central Manchester for under £100 a week, which is not gouging, for flexible tenancies for short term tenants. Not quite as savvy as he should be, because he mixed workers and students iirc. There was an attempt to do the "turning lounges into bedrooms cruel horrible bastard landlords" thing, but if you talk to those kind of tenants they usually don't want and don't use a lounge and like the lower rent. A big dining kitchen is far better. Interesting programme, but an editorial cesspit. There seemed to be a couple of Generation Rent activists on the team - not acknowledged in the titles. Ferdinand
    2 points
  5. As I have suggested previously, if you specify that you require maximum 8mm or 0.002 x span (whichever is least) deflection there will be no issues with bouncy floors and the cost difference is fairly small. The standard you will be offered is 12mm or 0.003 x span which is crappy.
    2 points
  6. Since the last entry we have completed the upstairs. This area consists of two bedrooms and an open plan play area landing. Carpets were fitted after the Christmas break. Lights, switches, sockets and fire alarms have now been installed. My wife is working her way through the rooms downstairs. Painting, caulking and tidy up plastering work. We are really happy with how this is coming together. The temporary supply electrics have now been taken away and we are now wired up to our consumer unit. It’s great to be able to use lighting and sockets throughout the house. The bathroom, en-suite and utility have been ordered today so hopefully I will have some progress here in a month or so. Feels very close to being finished or being able to move in!
    1 point
  7. Contractor all risk only really covers them for work on site when they are there - if the structure falls down in the night due to high winds (ask @AnonymousBosch about this ...) then his insurer won’t cover you. He would need to take out a works in progress extension to cover it, and that would be probably the same price as you taking self build insurance. It will be £5-700 but in the event of an issue you will be thankful you did.
    1 point
  8. Same here, not being on the official database has not proven to be an impediment for commercial delivery outfits prospering in the 21st century. If the Royal Mail wants to sow the seeds of its own demise by trying to sell an incomplete PAF database then good riddance.
    1 point
  9. You sound like you'd vote for Jeremy Corbyn any day. Government-owned enterprise, yes, that's a recipe for success of countries. Why, oh why can't people learn by looking at other countries that tried really hard and still failed miserably. Why can't they see that authoritarianism is not a bug but a feature of socialism.
    1 point
  10. SBS do a 2x12 (so 22-way) and it's only 279mm wide: PRICES 2019 - JULY.pdf
    1 point
  11. Each relay will need over current protection, but this may well be built in. The wireless relay units I have around the house all have built in fuses, so worth checking whether the units you plan to use are the same.
    1 point
  12. Bear in mind that you can have several outlets per radial, the limit is set by the total load per circuit (typically 20 A for a radial). Most household loads are now pretty small, and the worst that can happen if you do overload a circuit is that it will trip, with no harm caused. Depends on the rating of the relay. Circuit protection is all about selecting over current protection ratings such that nothing downstream can draw more than its rated current. So, for example, a 13 A outlet cannot draw more than 13 A (as it's protected by the fuse in the plug) so the over current protection device only needs to protect the cable, which, if it's a 2.5mm T&E will have a current rating of 27 A if clipped direct (not run in insulation). If you fit a relay downstream of the over current protection device, then either that relay needs to be rated for a current that is higher than the protection device rating, or the protection device current rating needs to be reduced to the relay maximum current or below. The over current protection device can either be an MCB (miniature circuit breaker) or an RCBO, which adds a residual current device to an MCB in the same housing. An RCD, on it's own, does not provide any over current protection, it's there to detect earth leakage faults only.
    1 point
  13. 253mm is fine - See below 5700 PS-10 253 400 122 11.97 That is a total span inc end bearing of 100mm each plus your span and it’s a 253 at 400 centres with 122mm chords and less than 12mm deflection - make sure you put the strongbacks in, and glue down the egger boards and that is not going to move.
    1 point
  14. This one is 299mm and 20 way https://www.consumerunitworld.co.uk/hager-vml11010-duplex-1010-way-stacked-consumer-unit-2431-p.asp
    1 point
  15. John Ward has some details and diagrams here: https://www.flameport.com/electric/socket_outlet_circuits/ring.cs4 and here: https://www.flameport.com/electric/socket_outlet_circuits/radial.cs4
    1 point
  16. Bounce is just a term for deflection under a dynamic applied load. It needs to be below the level where it will cause annoyance, and depending on the room, it can be annoying at a pretty small value. If there's furniture near the centre of the room, for example, even a few mm of movement as someone walks across the floor can result in noise, as one leg and then another loses support from the deflection, making it rock. Our first floor is made from 253mm deep Posijoists, on 400mm centres, with 18mm OSB flooring, then a bonded layer of 12mm bamboo, with a maximum unsupported span of 4.2m. That still has a small amount of bounce, enough to make a chest at the end of the bed make a small amount of noise.
    1 point
  17. Around 17.5% of the installed prices. So assuming a mean installed price of £7,000, and around 1 million installs, that will be £1.225bn. So not far out.
    1 point
  18. How confident are you @Gem77there will only be 6 months remaining to a finished house from August onwards? I ask because finding, transporting and getting a static caravan up and running as a home on your self build plot involves time and expense. I suspect for a short period up to 6 months a conventional house rental makes more sense. To get a static caravan properly set up on site for a winter requires: Searching for the caravan which is more demanding than say shopping for a second hand car. Checking that road transport is a viable option through the final roads to your site and any tight bend onto site. Overhanging trees were the main headache for my delivery. You will want to prepare a base with some hardcore so that the van does not develop a tilt over the winter. While doing this also think about daily car parking and paths across site. Can you find a position onsite for the van that still allows a minimum 3 meter working perimeter around the house in build? Will the van sit in a position that will obstruct digging of drainage or service trenches to the main house? Will you be able to find a position onsite with enough elevation to route a sewerage pipe from the van into pipes in place for the main house? Once you have the van on site budget for: Many hours to get the van levelled up on freshly prepared ground. I think I have 30+ heavy blocks shoring mine up A day to connect up the drainage pipes under the van or more if extra trenches need to be dug. Multiple days to add skirting all round to stop freezing winds getting under the van. Buy or make steps for access. A visit from a gas safe fitter to get central heating up and running. Outside lighting is very useful. Offsite storage for everything else needed later for the main house. An extra £40 on your site insurance to cover the van. Our quality of life onsite improved once the washing machine and tumble drier were up and running in a shed but even the shed was a mini DIY project. The shed required its own hardcore platform and extra trenches for electricity, mains water and another short drainage pipe branch. When I thought I had finished this the washing machine then danced around the shed floor which meant I then had to build a raised platform with timbers much thicker than the shed floor. Having said all that we have been happy onsite for 18 months. In our case we are just two in an extra wide static caravan hence we have the same floor space as a small flat (480 sq ft).
    1 point
  19. I shall convert that to 28 kWh/day, which is around 1.16 kW. If your CoP is around 3, then that is 3.5 kW of thermal energy. With your floor area, that is ~30W/m2 Now considering you have bungalow (detached I assume), you have a lot of wall and roof area. I use around 9W/m2 to heat my small terraced house, but if it was just one storey, I suspect that the energy use per square meter would double (I don't have heating upstairs). And if I was detached, I would be adding an extra 200% of external wall area, so that would probably bring it close to your usage.
    1 point
  20. Yes local council had to approve the name we intended to use I think mostly to check there wasn’t another named the same in the area. We have a Beechgrove, Beechlea and Rowan bank near us so we went for willow park, we do have a couple of willow trees in the garden!
    1 point
  21. Hard to answer, but in practical terms most of the money that the government spends is spent within the UK. Sure, some high profile projects make it seem as if this isn't the case, but a look at our balance of payments shows that the money we spend outside the UK isn't much, when compared to the massive chunk spent within the UK. Whether we like it or not, we're just a small island nation that used to be an industrial and manufacturing hub, but which has become a financial and service sector hub over the last 50 years or so. Some may look on that as being the choice of a government, but the reality is that there are some truly massive industrial and manufacturing nations that can produce stuff for a fraction of the cost that we can. If the UK wanted to remain an industrial and manufacturing centre then the only way to do that would have been to drive down costs, and it's a hard fact that a major element of manufacturing cost is wages. If the UK wanted to compete with, say, China, then it would need to reduce wages and increase productivity to match. I cannot see any government being prepared to support a policy of wage reduction, in order to remain globally competitive. What's become clear over the past few decades is that governments (with the exception of totalitarian regimes) do not have much control over what happens to society within the nations they govern. The greatest influences on society here are probably big US corporations, like Facebook, Amazon, YouTube etc, who can literally shape the way large numbers of people think and behave.
    1 point
  22. mines easy --just use the one it has had on OS maps for 200+ years --even a much shot all metal sign still there --will get a new one at some point kirkmabreck house thats one decision less to make
    1 point
  23. Interesting challenge if you are up for it, to find a name unique in the UK. You can check using the PO postcode finder if it exists anywhere else.
    1 point
  24. I worked on one called "3/4 mile house" once. Guess how far down the lane it was?? ? Naming mine was easy. It was a cow shed before. Now it's called "the old cow shed". Easy
    1 point
  25. As per @Ferdinand Get the house built first and then the right name will come. I also agree with @ProDave surroundings are a good method. We have trees, mountains, sea, a loch and the remains of a iron age structure in our surroundings, so we will use a name connected to these. One of the names we are considering is Darach which is Gaelic for Oak, as we have a quite a few oak trees on our access. Quite a few older and new properties are called 'Taigh Name' (Taigh meaning house in Gaelic)
    1 point
  26. @DOIGAN A few thoughts. Firstly, expectations. As discussed, the system does not and will not respond in the same way a gas boiler based system would. It works best running long and slow, and any changes to settings you make will take a couple of days for you to see a difference. My own view is that you should run it 24/7 - we have certainly found that works very well, or if for reasons of noise disturbance you want it off through the night, the other 16 hours of the day. It is perfectly possible to charge your UFH slab over a 7 hour period and let it release heat over the rest of the day without significant effect on overall temperature (see @TerryE blog), however in your case my inclination would be to go for the 16 hour option, with the unit being off at night. Cost wise I would ditch E10 at 16p/19p you are paying, get a standard meter fitted and go with the best variable rate which seems to be around the 12.5p per kWh mark - this in itself would represent a significant running cost saving. Also bear in mind that an ASHP brings down the cost of electric heating to the ballpark of gas based system, but is unlikely to be quite as cheap. I think one of the biggest problems is the location of the master controller / thermostat. Being situated in the cupboard with the DHW cylinder means that it is always going to register a higher air temperature reading than the main body of the house. This in effect means the ASHP is getting incorrect information and is basing flow temperatures and operating time based on the temperature in the cupboard, not the main house. Given there is a differntial between the two because of the DHW heat loss, it is I think reducing the amount of heat being delivered to the house, as the unit thinks it has achieved what has been asked of it. The first thing I would be looking to do therefore, would be to move the controller / master stat outwith the cupboard. In your case, that's only 600mm or so. If you were to power down the controller, remove the front plate and unscrew the controller from the wall, you should be able to determine how much slack there is in the control cable/if there is sufficient to relocate the controller without having to splice more wire in. Simply moving that controller to the outer wall of the cupboard would make a huge difference and allow the unit to work off more accurate and importantly consistent readings of internal household temperature. The current situation where you have to constantly alter the target temperature to try and force the unit to respond is a consequence of the poorly located controller/master thermostat. Having done that, and given the main issue is the living room not being warm enough, I would proceed as you are (using the room thermostats to keep certain of the UFH loops closed), to concentrate the supply of heat to key rooms. I think I would then be looking to methodically work through the different option settings to see what works best for your house / location. This would involve trying both fixed flow temperature options and the 4 weather dependant heating curve options (we use weather dependant function and it works really well), effectively, that would be trying 6 different settings (assuming you wanted to leave the unit off overnight for noise disturbance reasons) . In addition there would also be the option of experimenting with the temperature modulation function, although I think I would concentrate on the main functions first, and use the modulation option to tweak things once you have something that does the job the vast bulk of the time. We'll find the right setting, it'll just take a bit of time. Again as discussed, I think it would be informative if you could contact Daikin to find out how to enable the onboard energy metering so it shows both consumed energy and produced energy (so we can see if there is a problem with CoP)
    1 point
  27. I think the original post on changes of Ministers is significant in that short tenures prevents strategies being pursued for long enough to get them done, and then it all changes and we go back to the start. If you change them every 12 months there will never be *any* chance of successful long term policy. If you leave them in post then there at least exists the chance that it could happen. One of David Cameron's strengths was that he left people in post to get on with it for longer periods. Compare to Blair (or perhaps Thatcher) who were micromanagers, though they arguably had Ministers who were big enough characters to argue back, or Brown who was a bear with a sore head. We may not agree with the policies, but a modicum of stability is necessary to find out what works and what does not. That we have recently existed in political earthquake-land has not helped, either. Example: Ministers changing jobs How many people have held each post since 1997-2019?
    1 point
  28. Ah nice My children went to Longridge high
    1 point
  29. The ecology of our site almost forced the name Salamander Cottage. It was either that or Great Crested Newt Central.
    1 point
  30. You should have self build insurance yourself. For instance, if a nosey neighbour wanders in and falls down a hole who’s he claiming off if lighting strikes your unfinished house and it burned to the ground.
    1 point
  31. We were influenced by house names around us which a lot were based on trees, woodland etc. We have a burn through the garden but our neighbour is already called Burnside. Most of our trees are willow, so we settled on Willow Burn. The decision was influenced by the fact WillowBurn.net was available. Some other names were ruled out because no sensible domain name was available to go with them. If you want something more Gaelic, we considered Tigh Na Fein which is as close as I could get to self built house.
    1 point
  32. Try an app like this? Chuck in a few pertinent names relative to the location and see what comes up: https://www.name-generator.org.uk/house/ Maybe not it seems to ask for a bit too much info?
    1 point
  33. I am ex BT and I agree with the above, also BT wanted to stream tv etc but was stopped in its tracks by government who wanted to open up the market.
    1 point
  34. I think you actually just agreed. Politicians are there to find the answer and implement it. The problem is they too often do it in a idealogical way not the best way. I'll give you a typical example: The was a time when the UK led the world in broadband communications. British Telecom had prepared the path forward for all homes in the UK including the building of 2 factories to manufacture the the parts needed. Thatcher in her wisdom decided she wanted to open up that market to private enterprise and stopped it dead in it's tracks. The factories were sold off and US companies allowed to move in. To this day we still suffer as a country because of that decision not only in the lack of broadband to business but also now having to have chinise technology for security systems. All that would have been British & we would have been selling it world wide like they are.
    1 point
  35. Good news is that there is a very cheap resoution after all! And far less technically challenging. Rather than ~£1.5k on flitch beams, Nicks idea of reinforcing the joists beneath the partitioning wall is a green light. It requires some specialist material rather than plywood, but a 45mm thick Kerto S beam affixed with ESCR screws to each joists will reinforce them enough according to our engineer. Only about £200 after delivery fees.
    1 point
  36. Thanks CPD. Your cottage looks lovely. we’re in the Ribble Valley in Lancashire.
    1 point
  37. maybe me - but if you are wanting to stop noise in the rooms with tv +hi-fi from spreading then surely you should be putting any sound insulation in those walls at point of noise production stop it spreading before it gets to bathroom --then you bathroom can be usual mositure proof set up with no other complications ,which might not work
    1 point
  38. Is the defection the max it will move bang smack at the centre of the span?
    1 point
  39. umm i don't think those are deflection criteria, they look like the loading. From my limited knowledge what i understand is that deflection limit should be 0.003 times the span, with a maximum deflection of 14mm (with strutting), 12mm (without strutting). http://www.newbuildinspections.com/wp-content/uploads/2016/06/LABC-Warranty-Technical-Manual-V8.1.pdf page 32 So for that max span of you are into the 14mm/12mm maximum. There is an interactive span calculator for MiTek metal web joists which may be useful to you, as it calculates deflection for different joist constructions https://www.mitek.co.uk/span-calculator/ For 5500mm the PS-10 posi at a 253mm depth @ 400 C's (97mm width) its calculating a 12.52mm deflection.
    1 point
  40. It’s a really tricky situation because the fact that the insulation has fallen down indicates that ALL the insulation is loosely fitted. air will happily bypass ALL the insulation if there is a few mm gaps that you miss, so it’s not a solution to just poke the fallen ones back. One solution is to get serious and strip all the plasterboard out and then deal with the insulation by foaming it all in and consider adding extra or as @scottishjohn says getting it topped up with spray foam and then a VCL and then re plasterboard. Sounds like a lot of work but I think you will be forever chasing your tail if you don’t hit this problem with a big stick.
    1 point
  41. Challenge for the younger generation is that no matter how much they scrimp and save, they have high rents, tuition expenses and are chasing an every increasing deposit (as a % of the property price). They also look at the generations ahead and see how they have benefited from free higher education, stable work environment. a boom in the property market and generous pension provision. Politically, ask yourself what happens in 10+ years when the political centre of gravity swings down from the boomer generation to Gen X / millennials and they want a fairer deal - I think that you could see are some pretty interesting policies of wealth redistribution becoming mainstream.
    1 point
  42. This is an age old theory on every new generations by the past one. We were ok because we were smart sort of attitude. In effect children grow up a product of their influences, so if society is telling them they have have things and need things to be like their peers who are we to tell them they are doing wrong. Yes some are idiots and make mistake but in general, the average one of us would make the same decisions as the average on of them.
    1 point
  43. I am about a month behind the schedule in my mind. My signing-up with a timber-frame company was delayed as my favoured company moved their factory over Christmas. In the end I seriously considered no less than seven frame companies, met with five, and visited the factories of four. I have now chosen the company and will be signing on the dotted line soon. It is a local Cambridgeshire firm and represented for me the best balance between cost, their approach, and the personalities involved. Observations from the last month: Old Buildhub searches work well. I have text shortcut the throws the following in to a google search: "site:buildhub.org.uk". That enables effortless searching of the Buildhub archive for any string. For example, when thinking about which SE to use to design my slab, I threw "site:buildhub.org.uk Tanner" into Google a re-read the posts by @Alexphd1, @Triassic, @RichC and others, some of which were years old, arranged a call with Hilliard himself in Ireland, and all my problems went away. Same applied for bolstering my list of raft installers and a host of other subjects besides. I looked again at the make-up of my roof and foundations. My dwelling has a ridge height limit in its deeds and I want high, 3m, ceilings. I went around the houses on both subjects (thanks to you all for your contributions to my threads on the subjects). On the roof I ended up somewhere new, and flipped form a cold to a warm room, and saved about 200mm. On the floor, I ended up back where I started, with an insulated concrete raft attached to screw piles but, with the help of Hilliard Tanner, it will be a thinner 100mm raft, with strengthening ribs, and a 200mm ring beam. Because the raft will be tied-in to the screw piles the insulation beneath will not be load bearing. This means that PIR will work just as well as EPS as insulation. PIR is thinner for a given U-value so once again I will be saving about 200mm of thickness. Resolving the issues the ridge and front-door-threshold heights then enabled me dive deeply in to the levels. I have a small but complex plot and deciding levels took quite some head-scratching, especially as my site is supposedly "no-dig" because of previous tree roots. Levels are now done I think. With all the fundamental decisions about the build now resolved, the cavalcade of actions leading up to the start on site can now begin in earnest: frame design, engineering inputs, construction drawings; planning-conditions discharge (and maybe non-material amendment); tenders for groundworkers, screw-pile suppliers and installers, raft makers, rooflights, windows; site insurance, building control, warranty. Oh, and I have re-designed the façade once again. All systems go! Spirits are high.
    1 point
  44. We bought a cottage once called Merrijig. Vendors said it was named after a place in Australia. It really fitted the place. I wrongly assumed the chances of there being another anywhere were non existent until one day at work when a letter landed on my desk from someone who also lived in a house called Merrijig. I did ask why; they liked dancing.
    0 points
  45. Ours is apparently one of only two homes with the same name. Frankly I'm surprised anyone else would also have chosen F#@kwit's Bottom ?
    0 points
  46. There was me thinking that Willow Park was some sort of celebrity sproglet.
    0 points
  47. The best thing I did to our 'van was fit a wood burning stove in it. The worst thing that winter was crawling underneath it at about 10pm during a blizzard at the height of the beast from the east, with a hairdryer and extension lead to defrost a frozen pipe before it split. Cause by a mouse had chewed the pipe insulation off a section about a foot long.
    0 points
  48. No I’m just a nutter. why did I just take out the three windows I had fitted and re, do them.
    0 points
  49. All I can add is I would insulate it well. If you like TVR’s you will spend a lot of time in the garage.
    0 points
  50. So the first crisis isn't a housing one, that is an affordability, employment crisis essentially. The 20-30 year olds I think mainly got/get their priorities wrong. Many of them left home at 18 to go the Uni and live with friends and drink, and they got a car lease or HP for a new Ka for £120.00 a month, they also have the latest iPhone or Galaxy tablet and can go away to the sun with friends and piss away £100's on festivals and booze - now they need a house and have pissed all their money away from day 1. Now possibly in their late 20's early 30's and they are stuffed as they now have an Audi A3 outside mum and dads, spend all their money every weekend and struggle to put away £100 a month. The crisis I see over and over again is stupidity and a lack of planning - perpetual students. I started saving while at uni, not very successfully right enough but I always had some money, I then paid off any debts and started saving in my first real job after uni, I did a degree that was going to almost certainly result in a real world job and probably several at that, I didn't do "French with Sports studies" then cry because, guess what, there are no follow on jobs from that degree. These young adults need to look at themselves I think. I continued to save hard while living with my parents and driving a 15 year old car I owned, I changed the oil on and repaired and kept in goof fettle and bought my first house when I was in my late 20's. I skipped the starter house right enough but I only bought my house because my wife, then girlfriend, and I decided we would move in together and I was happy to move onto the next chapter in my life. I was lucky though, I understand that, but I work hard, I save hard and I enjoy live but don't throw money away and have always had these values. Instil some of the post war values back into people and I think the country would be a better place, better work ethic, pride in their work and country, respect, care and realistic and sustainable plans for their futures. Not sure how unfair this will be viewed as, but this is something I see a lot of so it's accurate from my perception and also from what I hear, read about, see etc. It's even happening on the street I live in - young lad along the road 17-19, left school last year and I assume is at uni or college now, however, a brand new Golf turns up the summer he left school which appears to be his - young girl a few doors up, same situation, has a new Mini and around September after leaving school she moved out as I can only assume to go to uni - still has the Mini - don't think she needs it from what I can see... I also hear about similar stories through colleagues and clients, neighbours talking about older kids who have moved out, my wife sees it in some of the younger admin girls at her work (all 1-2 year old HP/Lease cars), they call into the radio and moan, Jeremy Vine quickly ascertains where they do spend money and oh boy, do they get their priorities wrong!
    0 points
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